Acquiring Finance Specialist - Alternative Payments

MultiSafepay is a leading payment service provider, offering omnichannel and advanced payment solutions to businesses across Europe. We are innovative and fast-growing, building powerful solutions that transform the way our clients do business. We focus on delivering real solutions to their challenges and always stay ahead of the curve. In short, we are a true FinTech.

We're on a mission to make payments simple, secure, and accessible for every business. With powerful in-house technology and deep expertise, our modular platform brings online, in-person, and cross-border payments together in one place — giving merchants the flexibility to scale on their own terms. Through a partnership-first approach, we tackle complexity head-on, keep payments running smoothly, and boost success rates. It's how we level the playing field for businesses of all sizes and ambitions.

About the role

Acquiring Financial Operations owns flow-of-funds, reconciliation, pricing and fees controls, and operational finance processes for acquiring and alternative payments. The team works closely with Treasury, Accounting, Reporting/BI, Risk and Compliance, Operations, and Engineering to ensure accurate settlements, scalable controls, and continuous improvement. This position will partner daily with the data analyst to automate reconciliations and with Engineering and Product teams to address root causes of breaks.

We are looking for an Acquiring Finance Specialist to ensure financial integrity and control for Alternative Payment Methods by owning reconciliation and settlement monitoring end-to-end. In this role, you will reduce reconciliation breaks, prevent revenue leakage, and ensure timely and accurate month-end close through robust controls, root-cause analysis, and automation. Your work will focus on resolving missing, duplicate, or incorrect settlements across APM providers, addressing timing differences and fee mismatches that impact P&L and balances, and establishing standardised KPIs, exception management, and audit-ready evidence across multiple APMs.

What you'll be doing:

• Owning end-to-end APM reconciliation by matching provider reports and bank movements to internal ledgers for sales, refunds, chargebacks, and fees, ensuring completeness and accuracy

• Monitoring APM balances, open items, and settlement cycles, investigating breaks, recovering unsettled transactions, and driving root-cause remediation with Engineering, Product, Treasury, and external providers

• Strengthening controls and reporting by defining KPIs, building and maintaining close packs, keeping audit-ready evidence, and leading automation and process improvement initiatives

• Conducting high-volume daily and weekly reconciliations across payment providers and bank accounts, investigating and escalating discrepancies as needed

• Analysing settlement patterns and open items to identify trends, prevent revenue leakage, and ensure financial integrity across all APM transactions

What you'll need:

• 3+ years of experience in payment operations, reconciliation, or settlement within a PSP, acquirer, fintech, or banking environment (transaction banking or payments back-office), particularly in high-volume payments environments

• Strong analytical skills with advanced Excel or Google Sheets proficiency including pivots, lookups, and handling large datasets

• SQL proficiency to extract, join, and validate data from databases, with the ability to explain findings clearly to stakeholders

• Solid understanding of payment flows and financial concepts including settlement, refunds, chargebacks, and fees, with a strong control mindset

• Strong stakeholder management skills to coordinate issue resolution with internal teams and external payment partners

• Fluency in English (Dutch is a plus)

Nice to have:

• Hands-on experience reconciling Alternative Payment Methods such as iDEAL, PayPal, BNPL, or bank transfer methods, and working with related settlement files

• Experience with BI and automation tools including Power BI, Looker, Tableau, or Python, and familiarity with evidence-based financial controls such as audit or SOX-style frameworks

What you'll get from us:

• A competitive salary and benefits package

• Opportunities for professional growth

• A diverse role within a dedicated international team of enthusiastic colleagues

• Office with an amazing view of the beach

• Health insurance

• Free Spanish classes and optional afterwork sports activities